Mastercard Credit Cards

Mastercard Credit Cards

Credit cards are popular for a reason: They’re easy to use and let you spend with confidence.

Ever get a credit card with another bank’s logo on it and wonder who’s really behind it? Ever call a credit card help line and get service from who-knows-who in who-knows-where? Not at Pinnacle.

At Pinnacle, we run our own credit card program and service every card ourselves. (In fact, we do it for a few other banks, too.) When you call for help, the phone will be answered by a real person in a Pinnacle office who knows exactly how to help.

And every Pinnacle Platinum Mastercard® credit card comes with the usual great benefits:

  • Secure online account access
  • 24-hour phone support
  • Mastercard® Platinum benefits like Mastercard Global Emergency Services, Zero Liability Protection and ID Theft Resolution Services

Learn more about the features in this overview:


We have several options for you to choose from with features like competitive interest rates, rewards and extended benefits. No matter which one you choose, you get best-in-class features and the distinctive service only Pinnacle can provide.

15 PN 1414 Consumer Platinum M Lf

Pinnacle Platinum Mastercard
This card is ideal if you want lower interest rates and the added perks of Mastercard Platinum status.


15 PN 1414 Consumer Platinum M Lf

Pinnacle Platinum Mastercard with Rewards
Get the same Mastercard benefits as the standard Platinum card, plus 2% cash back for every dollar spent on gas, groceries and drugstores2 and 1% cash back on other purchases1. Redeem your cash back for statement credit or a direct deposit to your Pinnacle checking account.


15 PN 1414 Consumer World M Lf

Pinnacle World Mastercard with Rewards
Enjoy worldwide card acceptance plus no preset spending limit. You also get enhanced benefits like MasterRental rental car coverage, Travel and Lifestyle Service and Priceless Experiences. Earn 2% cash back for every dollar spent on travel (airfare, hotel, car rental) and dining2 and 1% cash back for all other purchases1

Learn more about rewards here:


Get started by applying for a new card online.  

All credit cards are subject to credit approval. Ask for details.

Mastercard is a registered trademark of Mastercard International Incorporated. Certain restrictions, limitations, and exclusions apply. Please consult your Guide to benefits for specific benefit configuration. 

1For details on Rewards Program, go here. Rewards options are subject to change without notice.

2We group similar merchant category codes into Purchase Categories that are used to calculate the stated rewards. We make every effort to include all relevant merchant category codes in the listed Purchase Categories. However, even though a merchant or the items that it sells may appear to fit within a Purchase Category, the merchant may not provide us with the merchant code that will fall within that Purchase Category. Because of this, we cannot guarantee that a purchase will qualify for more than the standard 1% (one percent) cash back as any purchase where a merchant uses a category code outside of the eligible Purchase Category does not qualify for additional cash back. 

To view the full line of Pinnacle Consumer Mastercard offerings go here