5 Tips for Investing in Property
The same fundamentals that make Knoxville a strong housing market—job creation, low cost of living and a good climate—also make investing in local real estate an attractive option. If you’re considering purchasing property as an investment opportunity, here are five tips to keep in mind.
Housing Outlook for 2015
Continued low interest rates and a growing economy helped the national housing market improve in 2014. Locally, home sales increased and spent less time on the market. New and extended loan programs from the federal government should keep the momentum going in 2015.
Financing a New Construction Home
New construction is starting to pop up nearly everywhere after years of inactivity. Is a brand new home right for you? Read this before you buy.
Worries about China's Economy Lead to Weak Market Results
The markets became concerned over falling GDP growth in China in January. Because China is the second-largest trading partner of the U.S., any shock to the Chinese economy creates waves for the U.S. economy. For more information about how the markets fared in the first quarter and my outlook for the rest of 2016, read Mac Johnston's Investment Overview.
Poor Showing in 2015 Gives Way to Opportunities in 2016
Most investors would rather forget 2015, as diversification worked against them and resulted in negative returns. However, 2016 could be a good year for investors if the Fed moves slowly in raising interest rates and China has a soft landing. Read more and get an outlook for the year in Mac Johnston's latest Investment Overview.
U.S. Economy Needs Catalysts to Move Forward
A sell-off of stocks in the third quarter of 2015 was caused by fears of deflation as commodity prices lowered and fears that the Chinese economy was faltering. For the economy to grow at a higher rate, we need commodity prices to reverse and the Federal Open Market Committee to raise interest rates ahead of re-inflation. Read more and get an outlook for the economy in Mac Johnston's latest Investment Overview.
EMV Cards: What's The Advantage?
Magnetic-stripe transactions have been the credit-card standard for generations. But a new standard has taken over. EMV, which stands for Europay, MasterCard and Visa, is a global standard for cards equipped with computer chips and the technology used to authenticate chip-card transactions. The major difference between magnetic-stripe and EMV-chip transactions is the increased security that EMV provides. But there are many other aspects that allow the new EMV standards to outshine the older magnetic-stripe process.
Start Planning 2016 Finances
If you want to take advantage of opportunities to save on your 2014 tax bill and get a jump start for the new year, the time to act is now. Here are five ways to wrap up the year and start your 2015 finances on the right foot.
Plan Year-End Giving Wisely
‘Tis the season for annual giving requests from non-profit organizations. In addition to helping a good cause, charitable donations can also make a difference in your tax bill. Here are some general guidelines to keep in mind if you’re planning to make a gift to a charity over the holidays.
Working Longer May Help You Prosper
No one typically dreams of toiling away at the office after they’ve hit full retirement age, but working for a few more years could make a big difference in your post-retirement lifestyle.
6 Money Management Strategies for Retirees
Here are some strategies for retirees to make the most of what they have saved and make sure it lasts.
10 Things You Need to Know about Social Security
Here are 10 facts everyone should know about Social Security before making any retirement plans.
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