Planning for your financial independence is critical in today's world whether you are just beginning to accumulate wealth or already have a substantial net worth. At Pinnacle, we believe the act of planning is as beneficial as the plan it produces. The act of gathering information, deciding priorities, making decisions, and mentally committing to success moves you toward your financial goals.
Our certified financial planners will first want to learn about your current financial status, your goals, concerns and risk tolerances. Once we understand your current situation and where you want to be, we'll pull together a team of advisors who will create a plan customized for you.
Why have a comprehensive financial plan? Many people already have existing legal and tax advisors who have provided some planning, such as wills, trusts, business agreements, retirement plans, etc. Pinnacle's role is to "quarterback" a total financial plan that aligns all of your tax, legal, and financial needs. We will work in concert with your CPA, attorney, investment advisor and insurance agent in formulating and executing your plan.
The end result is a comprehensive written document combining your objectives with our observations, recommendations and alternatives. Depending on your need and interest, your plan may include all of the components below or just some.
- Estate planning
- Investment planning
- Education planning
- Employee benefits
- Retirement planning
- Pension planning
- Charitable gifts and legacy planning
- Insurance planning
- Business succession planning
Once your initial plan is complete, a variety of Pinnacle professionals are available to help you implement the plan. An important part of implementation is monitoring performance, making adjustments needed and making updates as your life and financial situations change.
If you have any questions about financial planning or are interested in one of these areas, please contact one of our certified financial planners:
- Berney Ragan at 615.620.1238
- Carolyn Yates at 615.743.6040
- Judy Alexander at 615.744.3745