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Articles   /  Finance and Money Matters

In a rising rate environment with turbulent economic conditions, many small businesses seeking capital may have trouble obtaining the needed financing to maintain or grow their businesses. According to the Small Business Administration (SBA), in 2022, two out of three business owners who sought credit did not receive what they needed. That’s why the SBA has made some changes this year to its programs.

Personal Finance   /  Managing Your Money

Supporting your kids and your parents at the same time can be tough. So how do you find time for your own needs as part of the "sandwich generation"?

Personal Finance   /  Home Ownership

When the housing supply is tight and interest rates are on the rise, you might just choose to just stay put and enlarge or enhance your existing home until the market is more favorable. While renovations can be planned, the longer you stay in your home, the greater the chance that a significant home-related expense will pop up unexpectedly. When paying cash is not an option, consider tapping into the equity you've built in your home.

Articles   /  Finance and Money Matters

Running a small business is a labor of love, but at some point most owners realize they need to free up time – both for themselves and their employees – for activities that lead to growth. If your small business has reached this point, consider our tips for improvement.

Articles   /  Finance and Money Matters

There are more ways to take payments than ever. If your small business is still primarily taking payments by cash or check, use this guidance to make the shift to card and electronic receivables.

Fraud and Security   /  How Pinnacle Protects You

While new credit and debit card technology has come with security improvements, the frequency of card transactions and the speed of daily life have contributed to more card fraud. Under federal regulations, your bank or card issuer may be more limited than you think in what they can do to help, especially with debit cards. Read up on the regulations and our tips to thwart fraudulent use of your cards.

Personal Finance   /  Managing Your Money

Technology promises to make your life easier, and sometimes it does. But what we’re after isn’t the latest app or online feature. What we’re really chasing is something that’s simple and saves us time and effort. When it comes to banking technology, these are the features you should focus on: the ones that actually make things easy.