Personal Finance Personal Finance

Managing Your Money

Managing Your Money

Making a Budget that Works

Stop asking yourself “Where’d all my money go?” and start taking a real look at the ins and outs of your cash. Here are the steps you can take to “pull back the veil” on your current spending, create a budget and establish a few key habits to be more intentional going forward.

Shopping for interest rates? Keep this important advice in mind.

The Federal Reserve cut interest rates three times in 2019. That has real, tangible effects on your finances. Sooner or later, you might get the urge to go shopping for a better rate on your savings. Switching banks is a big decision, so before you weigh your options, make sure you have the right mindset. Is it about the rate? Or the bank behind the rate?

5 Tips for Safe Online Holiday Shopping

Chances are you’re one of the millions of consumers who plan on ordering a few holiday items from the comfort of your home instead of braving the malls. If that’s the case, it’s important to know how to keep your personal information safe online.

Does banking technology really make your life easier? Look for these features that really matter.

Technology promises to make your life easier, and sometimes it does. But what we’re after isn’t the latest app or online feature. What we’re really chasing is something that’s simple and saves us time and effort. When it comes to banking technology, these are the features you should focus on: the ones that actually make things easy.

Get Security, Liquidity and a Higher Rate of Return with These CD Strategies

Everyone faces the same dilemma with their savings. We want our money to grow, but we worry about risk. You can find that perfect balance of protecting your nest egg and getting a higher rate of return by strategically using this old standby savings vehicle.

Estate Planning: What is a Trust and Do You Need One?

What exactly is a trust?  And how do you know if you need one?  These questions are often asked of myself and my colleagues.

Rates vs. Rewards: Weigh Your Credit Card Options Carefully

When it comes to credit cards, common sense says the people who carry balances should have a card with the lowest interest rate possible, while people who pay their balances in full are best served by rewards-based cards. This holds true, for the most part, but this sort of “either-or” thinking might cost you in the long run.

Safe Deposit Boxes: The Ins and Outs

It’s one of the oldest and most basic services a bank can offer, and maybe even one of the most valuable. Safe deposit boxes are all about physical safety. They're essentially built to give the highest level of security to your most important items. But before you move your priceless jewelry and passports, take a look at what to expect and what not to do.

Get the Most from Your Savings

How many of us feel like we're saving enough? Just 29 percent of Americans say they have enough in emergency savings. Another 23 percent admit to no savings at all. These tips can help you protect and grow the money you set aside for later.

Switching Bank Accounts in 5 Easy Steps

Many consumers are frustrated with big banks but are hesitant to switch because they think it will be a hassle. It doesn't have to be if you follow these 5 easy steps.

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