Personal Finance Personal Finance

Managing Your Money

Managing Your Money

How To: Use Mobile Check Deposit

Many Americans will receive stimulus checks by mail soon. So now is a great time to download the mobile app and practice making deposits from home!

Plans Can Bring Peace of Mind in a Crisis

Crises like the COVID-19 pandemic stir up fear and uncertainty. As Pinnacle carries out plans to ensure service to clients, we know you are taking steps to prepare for and mitigate the impact of the outbreak on you and your family. Here are a few things you can do to prepare for this emergency or any other.

Banking with Safety and Convenience

At Pinnacle, when crisis strikes, our first priority is to protect those most important to us by ensuring the health and safety of our clients, associates and their families. We are also here to help you navigate uncertain times. It’s unknown how long the new virus will impact everyday life, but there are a few things you can do now to create ease and convenience while maintaining safety.

Making a Budget that Works

Stop asking yourself “Where’d all my money go?” and start taking a real look at the ins and outs of your cash. Here are the steps you can take to “pull back the veil” on your current spending, create a budget and establish a few key habits to be more intentional going forward.

Shopping for interest rates? Keep this important advice in mind.

The Federal Reserve cut interest rates three times in 2019. That has real, tangible effects on your finances. Sooner or later, you might get the urge to go shopping for a better rate on your savings. Switching banks is a big decision, so before you weigh your options, make sure you have the right mindset. Is it about the rate? Or the bank behind the rate?

5 Tips for Safe Online Holiday Shopping

Chances are you’re one of the millions of consumers who plan on ordering a few holiday items from the comfort of your home instead of braving the malls. If that’s the case, it’s important to know how to keep your personal information safe online.

Does banking technology really make your life easier? Look for these features that really matter.

Technology promises to make your life easier, and sometimes it does. But what we’re after isn’t the latest app or online feature. What we’re really chasing is something that’s simple and saves us time and effort. When it comes to banking technology, these are the features you should focus on: the ones that actually make things easy.

Get Security, Liquidity and a Higher Rate of Return with These CD Strategies

Everyone faces the same dilemma with their savings. We want our money to grow, but we worry about risk. You can find that perfect balance of protecting your nest egg and getting a higher rate of return by strategically using this old standby savings vehicle.

Estate Planning: What is a Trust and Do You Need One?

What exactly is a trust?  And how do you know if you need one?  These questions are often asked of myself and my colleagues.

Rates vs. Rewards: Weigh Your Credit Card Options Carefully

When it comes to credit cards, common sense says the people who carry balances should have a card with the lowest interest rate possible, while people who pay their balances in full are best served by rewards-based cards. This holds true, for the most part, but this sort of “either-or” thinking might cost you in the long run.

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