Alternatives to Standard Overdraft Privilege

Alternatives to Standard Overdraft Privilege

We want to remind you of several programs and options that would likely reduce the cost of using your account. The options below may be less expensive than our standard overdraft privilege (ODP).

  • Overdraft protection: You can avoid fees by linking your savings or line of credit account to your checking account for the payment of overdraft items. Assuming you have funds available in the connected account, there is no fee for transferring monies between accounts.
  • Opt out of the standard service for ATM and debit card transactions: You may opt out of ODP for the authorization and payment of ATM and debit card transactions if you feel that this will help you better manage your account.
  • Opt out of the service entirely: You may opt out of the ODP service completely if you believe that will help you better manage your finances.

To take advantage of any of these options, simply contact any Pinnacle office or our Client Service Center at 1.800.264.3613.


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