Home Ownership

Football Season Means Colder Weather: Lower Your Energy Costs

Energy costs should be one of the first places you look to save money. Fortunately, the TVA makes it easy for Tennesseans to reduce their utility bills. Here are the five main steps in the process.

5 Important Aspects of Mortgages

In this podcast learn what’s required in qualifying for a mortgage, how the appraisal process has changed and the new federal regulations governing mortgages. The podcast also gives advice on credit scores and how to shop for a mortgage.

Don’t Make These 5 Refinancing Fumbles

With mortgage rates at all-time lows, now is a good time to consider refinancing. But just because rates are low doesn’t mean you should jump into it unprepared. People who don’t do their homework may come to find that refinancing isn’t for them or that they could have gotten a better deal if they had done more research.

Appraisal Rule Changes May Affect Home Values

It’s important to know about the new appraisal rules before buying or selling a home so you’re not caught off guard by the process. Knowing what to expect will help you be better prepared.

Flood Insurance Primer: Is Coverage Right for You?

Until recently, many Middle Tennesseans though they’d never need protection from floods. Now they have many questions about how to get insurance and what it covers. Find out whether you need flood insurance, what is covered and what the flood risk is for your home or business.

Is Refinancing Right for You?

Refinancing is a hot topic since interest rates are still historically low. It can save on your mortgage costs and even improve your credit rating. The key is understanding if refinancing is right for you.

10 Ways to Save on Homeowners Insurance

When buying homeowners insurance, the cost will typically depend on the amount of coverage you need and how high your deductible is. Here are 10 things that could help reduce the cost of your premiums.

How Home Ownership Reduces Your Tax Burden

In addition to building wealth, home ownership helps reduce your tax burden. Your mortgage interest and real estate taxes are large expenses that almost anyone can deduct from their taxes.

Is Buying a Home in Foreclosure Right for You?

Buying a home from foreclosure can save you as much as 30 to 40 percent off the list price, but the rewards require some patience and risk taking.

Getting a Mortgage in a Tough Economy

Here are four steps to increase the likelihood that you will qualify for a mortgage.

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