Personal Finance Personal Finance

Home Ownership

Home Ownership

Know Before You Owe

In January 2014 the Consumer Financial Protection Bureau (CFPB) instituted what is referred to as the “Ability-to-Repay” rule designed to protect mortgage lenders and potential homebuyers from purchasing more home than they are able to afford.

2013 Recap: Everybody Likes Roller Coasters

The mortgage market in 2013 was not unlike the best of roller coaster rides. But have we reached the station yet?

5 Ways to Get the Best Price for Your Home

Several indexes show that pending home sales and home prices have started to bounce back. Homeowners who have been on the fence about selling may start to consider it more carefully now. If you are thinking about selling your home, you’ll want to get the best price for it by following these five steps.

Knoxville Home Sales Rise in Early 2012

Home prices haven’t returned to pre-bubble levels, but an uptick in buying activity is still welcome news considering the past few gloomy years. Read more about Knoxville’s housing market and what factors have led to an increase in home sales.

5 Actions to Take Before You Buy a House

One of the biggest mistakes homebuyers make is not talking to a mortgage advisor earlier in the process. Here are five things you should do before you start looking at listings.

New FHA Rules Make Refinancing More Attractive

The Federal Housing Administration (FHA) has changed its streamline refinance option to help millions of borrowers take advantage of low interest rates. Find out how and who's eligible.

Football Season Means Colder Weather: Lower Your Energy Costs

Energy costs should be one of the first places you look to save money. Fortunately, the TVA makes it easy for Tennesseans to reduce their utility bills. Here are the five main steps in the process.

5 Important Aspects of Mortgages

In this podcast learn what’s required in qualifying for a mortgage, how the appraisal process has changed and the new federal regulations governing mortgages. The podcast also gives advice on credit scores and how to shop for a mortgage.

Don’t Make These 5 Refinancing Fumbles

With mortgage rates at all-time lows, now is a good time to consider refinancing. But just because rates are low doesn’t mean you should jump into it unprepared. People who don’t do their homework may come to find that refinancing isn’t for them or that they could have gotten a better deal if they had done more research.

Appraisal Rule Changes May Affect Home Values

It’s important to know about the new appraisal rules before buying or selling a home so you’re not caught off guard by the process. Knowing what to expect will help you be better prepared.

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