Wealth Checking

Wealth Checking

Who should consider this account?

This account is designed for individuals with a significant relationship with Pinnacle. An experienced financial advisor will partner with you on the journey to protect, grow and distribute wealth by customizing solutions for your unique needs and goals.

What does the account include?

  • Tiered interest
  • Free online and mobile banking1 with bill pay
  • Money movement features with mobile deposit1 and Zelle®2
  • All non-Pinnacle ATM fees refunded
  • Instant issue debit card
  • Higher limits for debit card purchases at point of sale and ATM withdrawals
  • Higher limits for mobile deposits
  • Discounted prices on domestic wires
  • Complimentary Pinnacle checks and cashier's checks
  • Unlimited transactions and check writing
  • Online statement delivery
  • Overdraft protection available3
  • Free ID theft resolution advice

What is the account maintenance fee?

The $25 monthly service fee is waived with a total of $750,000 in liquid assets held at Pinnacle. Liquid assets include combined deposit accounts and/or accounts with Pinnacle Asset Management, Pinnacle Wealth Advisors and/or Trust & Investment Services.4,5

1 Your wireless provider may charge for data usage. Please consult with your provider to determine what these charges will be. Mobile deposit includes transaction and monthly limits. Some restrictions may apply; see a Pinnacle associate for more details.

2 Must have a bank account in the U.S. to use Zelle®. Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle®. Enrollment required. Payments can arrive as quickly as minutes or may take up to three business days. Actual times may vary. Transaction limitations apply.

3 Overdraft protection and other lending products are subject to credit review and approval.

4 The Wealth Checking account owner names(s) must match the owner name(s) on accounts participating in Pinnacle Asset Management and/or Pinnacle Wealth Advisor accounts. The Wealth Checking account owner name(s) must match the beneficiary and/or trustee name of accounts participating in Trust & Investment Services. The accounts in Pinnacle Asset Management, Pinnacle Wealth Advisors and/or Trust & Investment Services must total or have a combined total of at least $750,000 in order to qualify. This is for deposit balance only, loans under Pinnacle Asset Management are excluded.

5 Investment advisory services may be provided by Raymond James Financial Services Advisors, Inc. Member FINRA/SIPC. Pinnacle Bank, Pinnacle Financial Partners and Pinnacle Asset Management are not registered broker/dealers and are independent of Raymond James Financial Services. Securities are:

 

Investment and Insurance Products:

Not FDIC insured Not bank guaranteed May lose value
Not guaranteed by any government agency Not a bank deposit

What else should you consider?