Wealth Checking

Wealth Checking

Who should consider this account?

This account is designed for individuals with a significant relationship with Pinnacle. An experienced financial advisor will partner with you on the journey to protect, grow and distribute wealth by customizing solutions for your unique needs and goals.

What does the account include?

  • Tiered interest
  • Higher limits for debit card purchases at point of sale and ATM withdrawals
  • Higher limits for mobile deposits
  • All non-Pinnacle ATM fees refunded
  • Discounted prices on domestic wires
  • Free online banking with bill pay
  • Mobile banking with mobile deposit
  • Instant issue debit card
  • Unlimited transactions, transfers and check writing
  • Online statement delivery
  • Overdraft protection available1
  • Free ID theft resolution advice
  • Free tools, resources and advice for managing your finances as a young professional

What is the account maintenance fee?

The $25 monthly service fee is waived with one of the following:

  • $250,000 average combined monthly deposit account balances, or
  • $250,000 in outstanding balances in Pinnacle personal loans, auto loans or lines
    of credit, 1,2 or
  • $750,000 in Wealth Management accounts (Pinnacle Asset Management, Pinnacle Wealth Advisors and/or Trust & Investment Services)3,4

1 Overdraft protection and other lending products are subject to credit review and approval.

2 The Wealth Checking Account owner name(s) must match the borrower name(s) of the qualifying loan or line of credit. The loan(s) must have an outstanding principal balance of at least $250,000 during the 30 days preceding the account statement cycle. Qualifying loans include: (1) Pinnacle personal loans (secured or unsecured); (2) Auto loans; (3) Lines of credit (secured or unsecured) and; (4) Mortgage loans serviced by Pinnacle Financial Partners. Mortgage loans serviced by 3rd party providers and credit cards are excluded.

3 The Wealth Checking Account owner names(s) must match the owner name(s) on accounts participating in Pinnacle Asset Management and/or Pinnacle Wealth Advisor accounts. The Wealth Checking account owner name(s) must match the beneficiary and/or trustee name of accounts participating in Trust & Investment Services. The accounts in Pinnacle Asset Management, Pinnacle Wealth Advisors and/or Trust & Investment Services must total or have a combined total of at least $750,000 in order to qualify. This is for deposit balance only, loans under Pinnacle Asset Management are excluded.

4 Investment advisory services may be provided by Raymond James Financial Services Advisors, Inc. Member FINRA/SIPC. Pinnacle Bank, Pinnacle Financial Partners and Pinnacle Asset Management are not registered broker/dealers and are independent of Raymond James Financial Services. Securities are:

What else should you consider?