Overdraft Protection

Whether it's a mistake balancing your checkbook or an unexpected expense, an overdraft incident happens to almost everyone. You can safeguard your checking account from these mistakes with overdraft protection.

We'll link your personal or business checking account to another Pinnacle checking, savings, money market or overdraft line of credit. Your choice. This account will serve as your "protector" account. When there's an insufficient balance in your checking account to pay for any item, funds are automatically transferred in $100 increments to cover your purchases.

Not only will we protect your account from non-sufficient fund fees and returned checks, but we won't charge you a fee on this service. All you have to do is keep funds available in your other accounts or line of credit.

To set up your overdraft protection, contact us. You can apply for an overdraft line of credit here.