<p>No matter how careful you are in running your business, accidents happen. And no matter how big or small your business, you'll have to plan for these and other risks if you want it to thrive.</p>
<h4>Protect your business from physical destruction...
<p>In any economic environment, businesses and individuals look for ways to trim expenses and maximize efficiency. Who wouldn’t want to save a few bucks if they could? But taking some steps to save money becomes even more crucial when times are tough...
<p>Whether you need new equipment or would like to make other improvements to your business, it’s helpful to know what financial advisors are looking for when evaluating credit.</p>
<p>Detailed and thorough underwriting standards of financial institu...
<p>Evidence is mounting that small businesses are feeling more hopeful about their prospects. Optimism among small U.S. businesses rose to its highest level in more than four years in February, according to the National Federation of Independent Busi...
<p>No business owner wants to wake up on a Friday morning with no idea how they are going to make payroll or pay that mission-critical vendor. That’s why cash flow management is something that needs to be worked on all the time.</p>
<p>Too often when...
<p>Many business owners view credit card financing as a tool that can be handled under the right circumstances. About 29 percent of small businesses used credit card financing in the past year to meet their capital needs, according to the National Sm...
<p>It goes without saying that managing a small business comes with a host of challenges. Small business owners need to know about accounting, sales, marketing and much more to build a successful venture. But while you’re juggling all of those balls,...
<p>Everyone groans when they’re in the checkout line at the grocery store and the person in front of them pulls out her checkbook to pay. Why? Because writing a check takes longer and is more inefficient than using a debit or credit card.</p>
<p>The ...
<p>Financing is a crucial factor that influences the growth of any business. Part of smart financing is having a plan in place when your commercial loan matures. What you decide will depend on the type of loan and your company’s situation, but genera...
<p>Wire fraud is one of the preferred methods criminals have for accessing your funds. Wires are an attractive target because they are often used to move large sums, move money quickly and are difficult to reverse. In fact, 76 percent of all fraud at...
<p>In any business, the lag between the time you have to pay your suppliers and employees and the time you collect from your clients is a problem. The solution is cash flow management, which means delaying outlays of cash for as long as you can while...
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<p style="text-align: center;"><em>Listen to a Pinnacle podcast about the new tax law and what it could mean for you. It was recorded at a live panel discussion hosted by Brian Manning and featuring Steve Parker, Lauren Allen and Paul Anglin, al...
<p>The Small Business Administration exists to promote American small businesses and help them succeed. But chances are good that you’ve never considered applying for an SBA loan or maybe never even knew you could be eligible.</p>
<p>That should chan...
<p>For many business owners, big decisions are almost always driven by cost. Getting the lowest price on every product and service is essential when revenues are tight.</p>
<p>That can include finance. Whether depositing, borrowing or managing cash f...
<p>Throughout 2019, the Federal Reserve’s Open Market Committee cut rates three times by a total of 0.75 percent. Rate cuts normally come when the economy is on the downward slope or to prevent it from heading in that direction. By that measure, the ...
