Savings, CDs and Money Markets

Savings, CDs and Money Markets

Vision Savings

Click here to open an account online

Who should consider this account?

Our basic savings account is designed to help you begin a savings program with frequent deposits. The account is perfect for setting aside money for major purchases, saving for vacations or events or establishing a savings program for your children.

What does the account include?

  1. Unlimited deposits
  2. Unlimited Pinnacle ATM withdrawals or transfers
  3. Unlimited over-the-counter withdrawals or transfers
  4. Unlimited automatic transfers to repay your Pinnacle loan
  5. Free online banking
  6. Interest on your balances

What transactions are limited?

This account is limited to six “third-party” transactions per month. This includes:

  • Automatic transfers to another deposit account at Pinnacle
  • Automatic transfers to a third party or another institution
  • Telephone transfers through Pinnacle Anytime and transactions initiated by phone call, fax or e-mail through a Pinnacle associate
  • Online banking transfers

How do I avoid the maintenance fee?

The $2 monthly service fee is waived with a $500 average monthly balance.

What other services should I consider?

Click here to open an account online

Outlook Money Market

Click here to open an account online

Who should consider this account?

If you're looking for a place to park some money where it will earn higher interest than a checking or savings account and you want easy access to the funds, the Outlook Money Market account might be the right option for you.

What flexibility do I have to access my savings?

This account includes:

  1. Free online banking and bill pay
  2. Unlimited Pinnacle ATM withdrawals or transfers
  3. Unlimited in-person withdrawals in a Pinnacle office

However, by law, you are allowed to make no more than six withdrawals and transfers per month if the transactions are automatic or telephone transfers, check, debit card or online banking transfers.

How do I avoid the service fee?

The $5 monthly service fee is waived with one of the following:

  • $2,500 average monthly balance
  • $15,000 average combined monthly deposit account balances (business and personal accounts)
  • $150,000 in Pinnacle Asset Management accounts

Click here to open an account online

Zenith Money Market

Click here to open an account online

Who should consider this account?

The higher your balance, the higher your rate. The Zenith account is a particularly good option if you have high balances but need quick access to your savings. The interest rate is tiered based on your daily balance.

What flexibility do I have to access my savings?

This account includes:

  1. Free online banking and bill pay
  2. Unlimited Pinnacle ATM withdrawals or transfers
  3. Unlimited in-person withdrawals in a Pinnacle office

However, by law, you are allowed to make no more than six withdrawals and transfers per month if the transactions are automatic or telephone transfers, check, debit card or online banking transfers.

How do I avoid the service fee?

The $10 monthly service fee is waived with one of the following:

  • $10,000 average monthly balance
  • $25,000 average combined monthly deposit account balances (business and personal accounts)
  • $250,000 in Pinnacle Asset Management accounts

Click here to open an account online

Certificates of Deposit

Whether you're thinking 20 years down the road or just storing cash for a few months, CDs provide low risk and solid returns. They are a great choice if you have time-specific savings or need to diversify overall risk in your portfolio.

You decide the amount of money to put in the CD and the length. We offer a wide range of maturity options, from 30 days to five years. Generally, you'll get a higher interest rate on CDs with longer terms and higher balances.

Features of Pinnacle's CD services include:

  1. Flexible terms from 30 days to five years
  2. Competitive interest rates
  3. Eligible for FDIC Insurance based on ownership categories

Whatever your timeline or goals, we can help you find the right way to plan for your future.

Check

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