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MEDIA CONTACT:Nikki Klemmer, 615-743-6132

Pinnacle to Open Belle Meade Office

Construction slated to start by end of month
April 07, 2009

Pinnacle Financial Partners plans to start construction at the end of April for a full-service banking location in the Hill Center at Belle Meade. The two-story, 6,600 square foot facility is scheduled to open in October 2009 at 4328 Harding Pike.

Designed by Hastings Architecture Associates, Pinnacle Belle Meade will continue Pinnacle’s distinctive contemporary architectural style. Phipps Construction is the general contractor.

Plans call for two drive-through banking lanes and a drive-up automated teller machine (ATM). The interior space will include client service areas, nine offices, two conference rooms as well as Pinnacle signature design elements, a water wall and the Pinnacle Learning Center for meetings, workshops and use by community groups.

“The new office will provide Pinnacle clients added convenience in Belle Meade, a key part of the Nashville market,” said Robert A. McCabe, Pinnacle chairman. “The Hill Center at Belle Meade is in the heart of the community, and we’re eager to serve both business and consumer clients from this prime location.”

In addition to building three new offices in Middle Tennessee and two in Knoxville this year, Pinnacle will add approximately 70 associates to its workforce. By the end of the year Pinnacle plans to have 35 locations and nearly 800 associates.

Pinnacle Financial Partners provides a full range of banking, investment, mortgage and insurance products and services designed for small- to mid-sized businesses and their owners, real estate professionals and individuals interested in a comprehensive relationship with their financial institution. Pinnacle’s comprehensive wealth management services, such as financial planning and trust, help clients increase, protect and distribute their assets. The firm also has a well-established expertise in commercial real estate.

Based in Nashville, Tenn., Pinnacle is Tennessee’s second-largest bank holding company with $4.8 billion in assets and 31 offices in eight Middle Tennessee counties and a banking office and a loan production office in Knoxville. The firm is the fastest growing of the 186 national banks chartered in 2000 and in 2009 was added to Standard & Poor’s SmallCap 600 index. For more information, visit www.pnfp.com.

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Certain of the statements in this release may constitute forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. The words "expect," "anticipate," "intend," "plan," "believe," "seek," "estimate" and similar expressions are intended to identify such forward-looking statements, but other statements not based on historical information may also be considered forward-looking. All forward-looking statements are subject to risks, uncertainties and other facts that may cause the actual results, performance or achievements of Pinnacle to differ materially from any results expressed or implied by such forward-looking statements. Such factors include, without limitation, (i) unanticipated deterioration in the financial condition of borrowers resulting in significant increases in loan losses and provisions for those losses, (ii) the inability of Pinnacle to continue to grow its loan portfolio at historic rates, (iii) increased competition with other financial institutions, (iv) lack of sustained growth in the economy in the Nashville-Davidson-Murfreesboro MSA, (v) rapid fluctuations or unanticipated changes in interest rates, (vi) the inability of Pinnacle to satisfy regulatory requirements for its expansion plans, (vii) the inability of Pinnacle to execute its expansion plans and (viii) changes in the legislative and regulatory environment. A more detailed description of these and other risks is contained in Pinnacle's most recent annual report on Form 10-K. Many of such factors are beyond Pinnacle's ability to control or predict, and readers are cautioned not to put undue reliance on such forward-looking statements. Pinnacle disclaims any obligation to update or revise any forward-looking statements contained in this release, whether as a result of new information, future events or otherwise.

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